اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
Purpose Seek refuge from worry, grief, weakness, laziness, debt, and oppression.
When to Use Read this when burdened by sadness, anxiety, debt, or pressure.
Source Sahih al-Bukhari

Transliteration

Allahumma inni a`udhu bika minal-hammi wal-hazan, wal-`ajzi wal-kasal, wal-bukhli wal-jubn, wa dala`id-dayni wa ghalabatir-rijal.

Meaning

O Allah, I seek refuge in You from worry and grief, incapacity and laziness, miserliness and cowardice, the burden of debt, and being overpowered by people.